Build and pay your Ghana team without the compliance guesswork
Ghana's stable business environment and growing tech sector attract global employers, but SSNIT, Tier 2 pension, and PAYE remittance deadlines require local expertise. Kashia covers hiring, payroll, and cross-border payments in one platform.
Currency
Ghanaian Cedi (GHS)
Capital
Accra
Working language
English
Typical pay cycle
Monthly
Statutory benefits
What employers must provide in Ghana
Every market has non-negotiable contributions and entitlements. Kashia HR tracks and calculates these automatically, no spreadsheets required.
- SSNIT, Tier 1 pension (5.5% employee / 13% employer)
- Tier 2 occupational pension (mandatory)
- PAYE income tax (progressive up to 35%)
- Workmen's Compensation insurance
Kashia Hire
Verified Ghanaian talent
Access pre-vetted professionals in Accra, Kumasi, and beyond. Kashia manages employment contracts and local compliance so you can scale your team without a Ghanaian subsidiary.
Learn moreKashia HR
SSNIT & PAYE payroll
Automatic SSNIT, Tier 2, and PAYE calculations with filing reminders. Payslips and disbursement in GHS, with contribution caps applied correctly.
Learn moreKashia Vault
Escrow for project deals
Release payments to Ghanaian partners or contractors only when milestones are met, ideal for agency work, dev sprints, and cross-border service agreements.
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Onboarding
Contract signed
Step 2 of 3
Hire in Ghana without setting up a local company
Employing people in Ghana typically requires registration with SSNIT, GRA for tax, and a licensed Tier 2 pension provider. Missing a filing deadline can result in penalties and employee distrust.
Kashia simplifies the entire flow, from contract to first payslip, so you stay compliant while your new hires get paid on time, every month.
Reference guide
Hiring in Ghana: what you need to know
Pay, leave, onboarding, and compliance essentials, updated for teams using Kashia.
Minimum wage
Ghana's daily minimum wage is set by the National Tripartite Committee and updated periodically. Always confirm the current rate before hiring entry-level roles.
Individual income tax (PAYE)
PAYE is withheld monthly on progressive bands. The top marginal rate is 35% on income above the highest threshold.
| Chargeable income (GHS / month) | Rate |
|---|---|
| First 490 | 0% |
| 490 – 600 | 5% |
| 601 – 730 | 10% |
| 731 – 3,896 | 17.5% |
| 3,897 – 19,720 | 25% |
| 19,721 – 50,000 | 30% |
| Above 50,000 | 35% |
SSNIT & pension
Social Security contributions are split across tiers. Tier 1 (SSNIT) is mandatory: 5.5% from the employee and 13% from the employer, calculated on earnings up to the maximum insurable earnings cap (GHS 61,000/month as of 2025). Tier 2 occupational pension is also mandatory, managed by approved trustees.
- Employee SSNIT, 5.5%
- Employer SSNIT, 13%
- Tier 2, 5% of basic salary (employer-directed to approved scheme)
Filing deadlines
PAYE must be remitted to the Ghana Revenue Authority by the 15th of the following month. SSNIT contributions are due by the 14th. Late payments attract interest and penalties.
Figures are provided as general estimates for planning purposes. Tax rates, contribution caps, and filing deadlines change, confirm current rules with a qualified advisor or use Kashia HR for up-to-date calculations.
Ready to hire in Ghana?
Book a call with our team or explore Kashia Hire and Kashia HR to see how we handle contracts, payroll, and compliance for you.